SpeculatingStocks.com Legal Disclaimer & Disclosure

SpeculatingStocks.com is an independent membership and viewership service, 100% owned and managed by SpeculatingStocks.com, Inc., a corporation chartered in Pennsylvania. SpeculatingStocks.com provides information on stocks that in the opinion of site founder Russ Urban have the potential to provide capital appreciation for our members and viewers. SpeculatingStocks.com, Inc. and/or Russ Urban and/or other site officers may have positions in stocks profiled on the site or discussed in email alerts. If SpeculatingStocks.com, Inc. and/or Russ Urban and/or other site officers have a position in a stock it is/he is/they are under no obligation to release the size or time of the stock purchase. SpeculatingStocks.com, Inc. and/or Russ Urban and/or other site officers may sell their positions at anytime. Such sales could decrease the stock price. See the bottom of this disclosure page. Listed there are stocks discussed on the website that Russ Urban, SpeculatingStocks.com, Inc. or other site officers currently own.

SpeculatingsStocks.com, Inc. and/or Russ Urban and/or other site officers and/or any affiliates shall not be liable for any damages arising out of or resulting from the use or inability to use this site. This includes but not limited to damages for the loss of capital and/or funds and/or profits and/or any and all other possible damages.

The Featured Profiles, Index Pages, Stock Hub, Stock Updates, Complete Stock Updates, Stock Notes, homepage, member’s homepage sections or other sections of the site and email alerts may discuss companies that have paid us to promote their stock. Whenever the site or anyone involved in the site discusses a stock that we are getting paid to promote, there will either be disclosure at the bottom of the email alert or within our Legal Disclaimer page. Our Legal Disclaimer page can be found by clicking the Legal Disclaimer link found at the bottom of each page on SpeculatingStocks.com. Disclosure includes who paid SpeculatingStocks.com, Inc., including the amount and the type of payment, as well as the duration of coverage of the security. Disclosure can be found near the bottom of this legal disclaimer page. Most compensation we receive is in shares of the stock we are paid to promote.

SpeculatingStocks.com does not guarantee the topicality, correctness, completeness and quality of information and statements presented on SpeculatingStocks.com or in email alerts released by SpeculatingStocks.com. SpeculatingStocks.com/SpeculatingStocks.com, Inc./Russ Urban/other site officers are not registered investment advisors or registered broker-dealers and do not recommend to buy, hold, or sell any securities. SpeculatingStocks.com simply provides a starting point for site members and viewers for which to compare their own thoughts to SpeculatingStocks.com's and site officers. The onus is on site members and viewers to complete their own due diligence. SpeculatingStocks.com members and viewers should always make their own financial and investment decisions. Also, SpeculatingStocks.com does not receive any form of payment from companies described in the "Stock Picks" section of the site.

The SpeculatingStocks.com site and email alerts may contain "forward looking statements" based on Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects", "will," "anticipates," "estimates," "believes," or statements indicating certain actions "may," "could," or "might" occur.

Any price targets/estimates/projections made anywhere on the site for any security could be completely wrong and should not be used as a basis for any investment decision(s). Ignore all price projections, they are solely the opinion of SpeculatingStocks.com and could be completely wrong.

By signing up on the join page and providing their email, that viewer is opting in to receive email alerts from SpeculatingStocks.com and becoming a member of our opt-in email database. Members and viewers can opt out at anytime by clicking SafeUnsubscribe(TM) at the bottom of an email alert or by requesting removal by emailing remove to staff@speculatingstocks.com. SpeculatingStocks.com uses Constant Contact (C) (R) (TM) to manage its email database, which offers the SafeUnsubscribe(TM) feature at the bottom of each email alert SpeculatingStocks.com sends out.

The past performance is available for viewers and current members to get an idea of what they are signing up for and/or viewing, based on part of the past history of this Web site. The past performance page displays successful SpeculatingStocks.com "Stock Picks" from its service in the past. The past performance of the selected stock is not representative of all of the stock picks recommended by SpeculatingStocks.com. It does not include those stock picks that were not successful. For instance, the successful stock picks shown for 2006 represent less than 10% of the total stock picks for 2006. Most of the other 90% were not as successful, and many experience a declining stock price. In addition, such history does not include any stock listed on the website under “Featured Profiles”. The stock listed under the “Featured Profiles” section may have performed better or worse. The past performance does not indicate in any way the future performance of the stocks picked by SpeculatingStocks.com. Stocks are volatile, thus the past performance section cannot be completely accurate.

The information contained in our website may pertain to small cap and/or thinly traded securities which by their very nature involve an extremely high degree of risk. Never invest into a stock mentioned anywhere on SpeculatingStocks.com or mentioned in alerts or email alerts unless you can afford to lose your entire investment.

No information contained in our website should be considered as solicitation to purchase or sell the securities of the profiled companies. Our information speaks as of the date that it is posted or as of a date prior to posting. The receipt of the information contained in our website shall not imply that there has been no change in the affairs of the profiled company since the date our comments regarding the company were posted.

This legal disclaimer may change from time to time without notice.

Disclosure:

Fair Disclosure: Russ Urban owns shares in TVOC, NTIC.